Processing... Required Minimum Distribution Calculator Inputs Previous Year-End Account Balance Age at Year-End [Make a Selection] 70 (Birthday On or After July 1st) 70 (Birthday On or Before June 30th) 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 Withdrawal Factor   Use this calculator to determine your Required Minimum Distribution (RMD) from a 401(k) or IRA. In general, you must begin withdrawing money by April 1 of the year following the year that you turn 70½. In general, your age and account value determine the amount you must withdraw. Note that taxes may be due on distributions from a traditional or rollover IRA, or a 401(k). Note: Users whose primary beneficiary is a spouse more than 10 years younger must use the Joint Life Expectancy Table in IRS Publication 590, which will generally produce lower required distributions. 2009 Suspension: The Worker, Retiree and Employer Recovery Act (H.R. 7327) grants a one-year suspension of the required minimum distribution (RMD) in 2009. Americans 70½ or older are not required to take mandatory payouts from their 401(k)s, IRS and other tax-advantaged retirement plans in 2009. Results Required Minimum Distribution Analysis Summary Chart Details Important Information About This Calculator Calculation Methods and Accuracy Audited By:     Your use of this Calculator signifies your agreement to the Terms and Conditions.