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Required Minimum Distribution Calculator
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Previous Year-End Account Balance
Age at Year-End
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70 (Birthday On or After July 1st)
70 (Birthday On or Before June 30th)
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Withdrawal Factor
Use this calculator to determine your Required Minimum Distribution (RMD) from a traditional 401(k) or IRA. In general, you must begin withdrawing money by April 1 of the year following the year that you turn 70½. In general, your age and account value determine the amount you must withdraw. Note that taxes may be due on distributions from a traditional IRA or 401(k). Do not include balances from a Roth IRA or 401(k).
Note: Users whose primary beneficiary is a spouse more than 10 years younger must use the Joint Life Expectancy Table in
IRS Publication 590
, which will generally produce lower required distributions.
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Required Minimum Distribution Analysis
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