Smart Saving for College

For More Information


Internal Revenue Service (IRS). The IRS has information on the tax-advantage college savings options discussed here. Publication 970, Tax Benefits for Education is a good place to start. It discusses 529 plans, ESAs and savings bonds, as well as tax credits and deductions for higher education expenses. You also can call the IRS toll-free at (800) 829-3676 to order publications.

College Savings Network. The National Association of State Treasurers' College Savings Plans Network website provides information on 529 plans. Their site provides links to state 529 plan websites, information on state tax treatment and other useful information.

529 Plan Sponsors. Most 529 plans allow you to directly invest through them. They provide you with offering circulars and applications, as well as a wealth of information on saving for college.

Brokers, Financial Advisers and Mutual Fund Firms. Many brokers, financial advisers and mutual fund firms work with one or more 529 plan sponsors and have information and materials on 529 plans. Most of these firms can also provide you with information on setting up ESAs and Custodial Accounts. Many firms also have websites that can provide you with information on your college savings options.

FINRA. We have a Web page devoted to 529 plans. In addition, you can check if the firm or individual offering you a college saving option is registered with FINRA on our website or by calling our hotline at (800) 289-9999.

Bureau of Public Debt. The Bureau of Public Debt's website provides everything from educational information to calculators to a direct purchase program for savings bonds. You can also call the Bureau of Public Debt toll-free at (800) 487-2663 for information on the latest rates for Series EE and Series I savings bonds or at (800) 722-2678 to learn how to buy savings bonds directly from the federal government.

FinAid! The SmartStudent Guide to Financial Aid. The SmartStudent Guide to Financial Aid's website provides a lot of helpful information on financial aid.

Online Resources. You will also find a wealth of information about your various college savings options on the Internet.

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