Analyzing 529 College Savings Plan Fees and Expenses

Smart Saving for College | Disclaimer | Glossary

Like most investments, 529 college savings plans have fees and expenses that are paid by investors. Because these fees and expenses can vary widely from plan to plan, we have developed a tool to help you compare how these fees and expenses can reduce returns. The analyzer is designed to work with most college savings plans. It is not intended for prepaid tuition plans or the CollegeSureŽ CD investment option available in some college savings plans.

Where to Obtain Expense Information

You can find the information you will need to input into the analyzer in the plan's program disclosure statement, program brochure or plan description. If the plan invests in mutual funds, you may also need the prospectuses for these funds. If you don't have copies of these documents, you can find electronic copies on most 529 plan Web sites. The College Savings Plan Network Web site provides links that take you to each state's 529 plan Web site. If you are having difficulty locating a disclosure statement or plan description on the state's Web site, it may be included with the "enrollment information." Once you download the document, check the Table of Contents for a section on fees and expenses (unlike a mutual fund prospectus, this data is often not presented in a fee table).