Analyzing 529 College Savings Plan Fees and Expenses

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You can calculate the costs for one or two 529 college savings plans. Plan 2 is optional but can be used to compare the costs of two similar plans. If you do not wish to calculate the costs of a second plan, please leave all fields under Plan 2 blank.

Please Enter The Following Information: Plan 1
(Required)
Plan 2
(Optional)
529 Plan Name
OPTIONAL: Enter the state, name, or the class of the plan. This is helpful if you print the results.
       
Holding Period
How many years do you plan to hold the 529 plan?
    Years     Years
Investment Amount
Enter the dollar amount of your investment. Do not use dollar signs or commas.
$ $
Annual Rate of Return
As a guide, you may want to review a 529 plan's average returns in the plan's disclosure statement, plan brochure or plan description. While these returns typically reflect fees and expenses, including any sales loads, they may help you in determining an appropriate range for a rate of return.
    %     %
Sales Charge (Front-End Load)
You may pay a sales charge or front-end sale load when you purchase Class A shares of a plan through a broker or investment adviser. Check the expense section in the disclosure statement or plan description to determine the sales charge.
    %     %
Deferred Sales Charge (Back-End Load)
A number of 529 plans include a deferred sales charge. A plan may also include a Contingent Deferred Sales Charge (CDSC), which gets smaller each year you hold your investment until it reaches zero. Check the expense section in the disclosure statement or plan description to determine the deferred sales charge.
    %     %
Enrollment or Other One-Time Fees
Some plans may charge an enrollment or other one-time fees when you sign up for a 529 plan. Check the expense section in the disclosure statement or plan description to find the enrollment fee.
$ $
Annual Maintenance Fees
You may be charged an annual maintenance fee or other yearly fees to hold a 529 plan. Check the expense section in the disclosure statement or plan description to find any annual recurring fees.
$ $
Does this 529 plan convert?
Some plans automatically convert from one class to another. Check the disclosure statement or plan description to determine if the plan converts.
  Yes No   Yes No
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